A strong and genuine belief in the "customer for life!" principal of doing business is what fuels Apple Mortgage.

 

Referrals from previous customers and local real estate and financial professionals have always delivered the majority of Apple Mortgage production.

 

This allows us to spend our time working on your loan instead of prospecting for more business like others have to.

Apple Mortgage is a world-class team of professionals dedicated to the growth, progress and success of our employees, clients, strategic partners and affiliates.   We are obligated to give back to the community in which we live.

 

The power of Apple Mortgage is in the unique and special relationships we have built and continue to build, grow, and improve each day.

 

Our vision is to make a difference in every life that we touch by helping and encouraging each individual to optimize resources in order to achieve their dreams.

 

Our goal is to create a “by Referral Only” organization, and be confidently recommended as “The Lender You Can Trust.”  Our success lies in our ability to help everyone achieve their goals.

 

The Apple Mortgage team is a “Thinking Team” that places great value on refined systems and successful solutions. We share a passion for excellence. We are a group of people with a common goal who cooperate, communicate, and are committed to working together regardless of the circumstances. Each team member has a positive attitude and is totally committed to personal as well as professional growth. We are creative, innovative, and every member of our team utilizes knowledge, experience, empathy and professionalism in order to provide solutions for each client’s needs. The Apple team continually strives to become better.

 

We are very grateful to our employees, strategic partners and our affiliates, all of whom work very hard to meet the challenges and provide the solutions, which allow dreams to become reality. We sincerely thank our clients for placing confidence in the Apple Mortgage team and choosing us to be a part of their financial success.

 

Core Values

 

Honesty and Integrity

Trustworthy

Courtesy and Respect for All

Dependability

Positive, Can-Do Attitude

Commitment for Excellence

 

Many lenders put their customers through unnecessary processing delays and request excessive documentation.

A new standard is emerging among the top lenders that is changing the way loans are being done.

Apple Mortgage is shaping this industry movement. Using the internet and other communication advances we will provide borrowers with access to loan programs any time of the day or night, in the privacy of their home or office.

 

These loan programs will be more timely, less expensive and unfiltered by sales hype.

Borrowers will enter their financial information directly into the system and receive immediate feedback.

Like ATM's these new systems will expand your access and save you the borrower money.

 

The Information Superhighway will lower the costs associated with the loan in several ways.

 

Since the process will only take a few hours, we can offer the lowest interest rates and fees.

We are already achieving dramatic time-savings, and cost savings with our new "Credit Scoring Loan Programs"

As a result of this new process we will not have to pay for the current labor-intensive process.

Gathering data electronically costs less than mailing verifications.

Fewer processors are needed, since there will be a reduced blizzard of paper to collect, copy and submit.

Decision makers can handle more loan requests, because every loan will be consistently prepared and electronically evaluated.

 

This new process will improve the quality of loans that we evaluate.

Low-risk loan do not need the time wasting review and thus can be processed faster with less costs.

Borrowers will benefit by receiving instant feedback, as well as alternative financing options they may not have considered. This automated process will screen hundreds of loan program for each request and define a group of loan products that are particularly well suited to the borrower.

A computer can handle these analyses in seconds, and it with not be swayed by commission structures.

 

The bottom-line is that we save our clients money.

The financing decisions you make can alter the course of your live and bring frustration or joy for many years to come.

And some of the most important financial decisions that many people face are the choices they make about their home mortgage.

In fact, a wrong choice can mean endless frustrations during the home financing process and cost thousands of needless dollars over the course of home ownership.

Therefore, it is critical to choose both the types of loan and the lender wisely.

 

Not only have we created this web site to help guide and direct you through the loan selection process, but we've also created several free consultation services to help you get more personalized information on your unique circumstances.  

 

For example, just one of these services is an in-depth 45-minute consultation that will guide you through the loan selection process based on your specific needs and financial goals.

 

During this process you'll discover...

The difference between interest rates and total cost 

How the time you plan to stay in the home can be an important factor in the financing you choose 

When you should choose the loan package with the lowest monthly payments

Several unique strategies for lowering the down payment 

And much more... 

 

And that is just one of the free services and information you'll discover in this on-line mortgage resource center we've created for you. Others include free pre-qualification, on-line loan calculators, special reports on home buying, financing tips, market information, and many others. 

 

So, look around our site, find the information that is most important to you and down load some of the valuable information we've set aside for our web site guest.

Then, if you feel comfortable, feel free to contact us and set up a no cost, no obligation consultation before you house shop, refinance, or consolidate your debt so we can help you make the wisest financial decisions.